Credit cards: we accept all major credit cards including Visa and MasterCard. There is no surcharge for Visa or MasterCard transactions with Jonathan's Fine Jewelry. Please be sure to provide your exact billing address and telephone number – the address and phone number your credit card bank has on file for you. Your credit card will be billed as soon as your order is placed. This is done to protect the security of your credit card details, as we do not store your card details at any point. Incorrect information may cause a delay in processing your order. In the event that we cannot fulfill your order or some items cannot be shipped, we will refund the difference back to your credit card. These refunds may take several business days to appear on your statement.